Is ONLINE DIGITAL KHATA safe for small businesses?

 


The Corona Pandemic brought a foray of worries for small businesses to an extent that most of these businesses switched over to selling essential products/services during the lockdown. Moreover, with the pandemic came the boom in digitization across the platforms. With people switching over to digital payments and discarding cash et al, the need for managing businesses online has grown manifold. The massive wave of digitization has also led to the widespread adoption of the digital khatabook app. Independent small and micro businesses are gradually moving to digital bookkeeping from the conventional form of managing accounts for the simple reason that digital bookkeeping offers a multitude of advantages over age-old conventional methods.

Apart from offering a simple, intuitive, and user-friendly interface, these platforms help merchants in managing huge arrays of transactions at the touch of a finger. These include the Sundry Creditors and Sundry Debtors, which one generally tends to forget and are hard to keep track of. Additionally, these apps provide the flexibility of feeding in data as per the convenience of the user. Although these apps and platforms have experienced tremendous growth in a very short span and have made their reach possible to millions of small and micro businesses, yet there are inhibitions in the adoption of these technologies by the masses. These inhibitions are but natural and bound to occur in any changing society. They were there when Debit Cards were introduced or when Digital Payments including eWallets were popularized.

The question that arises is that ‘Are these Digital Ledgers or Digital Khata, as they are popularly called, really safe to be used by masses?’.  The answer lies in understanding the concept and its rapidly growing popularity.

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